Personal Insurance

Homeowners
 

Provides coverage for your home and contents for loss by fire, smoke, theft, and windstorm among other perils. Also provides personal liability for bodily or injury or property damage, on or off premises, caused by your negligence.

Condominium

Covers your contents and personal liability. Also provides coverage for improvements and betterments to your unit, and loss assessment.

Renters

Contents and Liability coverage for tenants.

Flood and Earthquake

These coverages are excluded by the standard homeowner policy. A separate policy is required.

Personal Umbrella Policy
 

This is an excess liability policy which extends above the limit of your homeowner and auto policy, should that be exhausted.

Automobile
 

The basic coverages provided are for damage to your vehicle caused by collision, fire, theft or vandalism, injuries to you and your passengers, and bodily injury and property damage to others.

Antique Auto

We have companies who specialize in insuring classic, exotic and antique vehicles. These policies are typically for occasional use or for those who bring the cars to shows. Appraisals or membership in a club may be required.

Motorcycle
 

Policies available for any type of rider or cycle – from full coverage on a new Harley to liability only on an older bike.

Boats and Personal Watercraft
 

Coverage for physical damage and liability on any type of craft – from a 50’ sailboat to a jetski. For losses to the hull and equipment, trailer, and motor.

Recreational Vehicles

Specific policies available for snowmobiles, ATV’s, motor homes and travel trailers.

Package Policies
 

Several of our carriers write the auto, homeowner and umbrella policy on one policy with one bill. Provides comprehensive coverage and convenience.